Whether you've accumulated wealth through an inheritance, by building your own business or by taking advantage of a retirement plan through an employer, our trust services can help you protect and grow your wealth.

Enhancing and managing wealth requires thought, planning and smart decisions. We offer you investment alternatives, from mutual funds to customized portfolio management, using individual securities. We bring the expertise of professional money management through our nationally recognized investment management group and outside mutual fund managers, to individuals, families and closely held businesses.

Using a consultative approach, our teams of local professionals have the expertise to:

• Work with you as an objective advisor to create a plan based on your individual situation.
• Assist you with the challenges of investing for your retirement years and planning for retirement distributions.
• Help you make the right comprehensive wealth management decisions today to effectively plan for the years ahead.

Our Investment Management Approach
We have a four-step approach to creating an investment program tailored to meet your specific situation:

Needs assessment ... determining your needs.
If you want to meet your financial goals, it's important to meet with an advisor who can see the whole picture. By taking time to ask you the appropriate questions we can develop an outline of your current and desired financial status.

Analysis and design ... putting it all together.
Using the information gathered in the first step, our professional investment team analyzes your goals, circumstances and concerns, then puts them into a detailed, written investment plan that works for you.

Implementation ... what we do for you.
Once you approve the investment plan, we move to the asset selection step. Using proprietary asset management and outside fund managers, your assets are appropriately invested in a combination of stocks, bonds and cash reserves. Your diversified portfolio is built on each manager's strengths, positioning you for continued success.

Monitoring and reassessment ... keeping the momentum.
Investment management is a continuous process. We'll contact you on a regular basis to make sure changes in personal or business situations are addressed within your investment plan. We prudently monitor your account holdings while continuously analyzing the financial markets.

Our Process
We work closely with you, protecting and growing your wealth using a sound asset allocation process based on the following ideas:

• An appropriate asset mix is critical to accomplish your investment objective.
• Effective allocation is gathered from individual issues of stocks and bonds, JohnsonFamily Funds and/or external mutual funds.
• Successful asset allocation helps reduce downside risk.
• Asset allocation adds discipline to an investment strategy, which enhances long-term results.

We are committed to protecting and growing your wealth through a philosophy of people, professionalism and prosperity.

People — serving you and your plan participants first and foremost.

Professionalism — asking the right questions, respecting your opinions, honoring your input and explaining everything is part of our philosophy.

Prosperity — partnering with you to help you build and ensure your participants' prosperity — by growing their wealth as well as your own. It's that simple.